Effective Date: August 21, 2025

Bay Area Business Insurance provides insurance consulting and quoting services for contractors and business owners throughout California. By using this website, submitting a quote request, or scheduling a consultation, you agree to the following terms:

  1. General Information All content on this site is for informational purposes only. Coverage options and pricing are subject to carrier guidelines, underwriting review, and business-specific factors.
  2. No Guarantee of Coverage Submitting a quote request does not guarantee coverage. Final eligibility and terms are determined by licensed insurance carriers.
  3. Use of Submitted Information Personal and business details submitted via forms or scheduling tools are used solely for insurance quoting and consultation. We do not sell or share your data.
  4. Third-Party Services This site may use third-party tools (e.g., Calendly, Google Forms) for scheduling and data collection. Use of these tools is governed by their respective terms.
  5. Licensing & Service Area Bay Area Business Insurance operates as Rondell Eugene Patrick under California insurance license #0D90958. Services are intended for California-based businesses unless otherwise specified.
  6. Updates to Terms We reserve the right to modify these terms at any time. Continued use of the site implies acceptance of any changes.